How to know if FSW in general are right for you?

[John Gaunt]

I've never heard of such a weird meal.  Is that something that people eat in the UK?

Fathertime!

It’s common for poor people to subsist on this in the UK.
But it’s eaten across the spectrum.
Beans on Toast

[GQBlues]

*Source
http://www.payspective.com/insights/average-salary-uk/

Pretty much applicable with the US, too, with a caveat that the majority of millennials earn in excess of $100K/yr. BUT, in TC’s defense, they mostly live paycheck-to-paycheck according to results of business insider’s research studies.

They’re colloquially defined as ‘HENRYs’, high earners, not rich yet. Not to be confused with the ‘80s YUPPIES.

[2tallbill]

I've never heard of such a weird meal.  Is that something that people eat in the UK?

Fathertime!

To UK residents, beans on toast is a classic dish, invented as a marketing ploy
by Heinz in 1927. 

[Trenchcoat]

To UK residents, beans on toast is a classic dish, invented as a marketing ploy
by Heinz in 1927.

It beats borsch anyday

[John Gaunt]

It beats borsch anyday

Only a Philistine would say that.

[Chelseaboy]

I mean most people I know in the UK tend to work a 37.5 - 42 hour job with a salary range of around £20k - £25k per annum. A few will earn mid to high twenty thousand but not that many the £20k - £25k is a pretty common salary for the UK.

So maths time again, let's say it's £24,500 that someone earns per year, a third in tax over £12,500 (free tax allowance) is £4,000. So that person would take home £20,500, now that's only £7,500 more than someone who works part time who pays only a little NI as they don't go over the £12,500 income tax free allowance threshold. So that person is giving up most of their week all year long for £7,500, a good deal?

My brother and i were talking about this last week.


His wife is a relatively high-earner,and their joint income,before tax and NI deductions, is around £85k a year.


This puts their household income in the top 10% in the UK...but they've got no money and no vices.


Stats tell us that of every 100 people born in the UK that only 1 will be wealthy at 65,2 will be living a decent life with a foreign holiday every year and no worries in paying their bills,37 will be dead,and the remaining 60 will be relying on family and state benefits to keep their heads above water.


I doubt that living in the UK is much of an attraction for Ukrainian and Russian women nowadays,after hearing about the reality of life here from their Polish/Latvian/Romanian cousins.

[ML]

Stats tell us that of every 100 people born in the UK that only 1 will be wealthy at 65, 2 will be living a decent life with a foreign holiday every year and no worries in paying their bills, 37 will be dead, and the remaining 60 will be relying on family and state benefits to keep their heads above water.

WOW, that is pretty depressing !!

Just wondering what 'family' would be helping 65 year old folks ??

Just my wild guess, but I think that of 100 random folks aged 65 or so in my smallish town . . . well over half of them would be able to go on vacations every year and have no worries about paying bills.

[John Gaunt]

My brother and i were talking about this last week.


His wife is a relatively high-earner,and their joint income,before tax and NI deductions, is around £85k a year.


This puts their household income in the top 10% in the UK...but they've got no money and no vices.


Stats tell us that of every 100 people born in the UK that only 1 will be wealthy at 65,2 will be living a decent life with a foreign holiday every year and no worries in paying their bills,37 will be dead,and the remaining 60 will be relying on family and state benefits to keep their heads above water.


I doubt that living in the UK is much of an attraction for Ukrainian and Russian women nowadays,after hearing about the reality of life here from their Polish/Latvian/Romanian cousins.

So what are they doing with their money?
They must be mortgaged to the hilt, running two decent cars and paying CC debt.

[Chelseaboy]

WOW, that is pretty depressing !!

Just wondering what 'family' would be helping 65 year old folks ??

Just my wild guess, but I think that of 100 random folks aged 65 or so in my smallish town . . . well over half of them would be able to go on vacations every year and have no worries about paying bills.

I suspect a lot of the family help is where parents have died and left property to their kids to raise much-needed money from...and these 65 year-olds have been using it to live off.


I'll tell you a story about me and my ex.


I met her in Asia where i was working,she worked as a sales girl in a Tailors shop,and men from all over the World used that shop.


When she told the Indian owner of the shop that she was marrying me he was astonished and he said "Why are you marrying  a Brit when from my experience they don't have any money,when you have all these Americans, who have plenty of money,after your hand in marriage ? ".


Something else, i have a good friend who was a Restaurant Manager in London...who managed to get the same work in Florida 11 years ago.
He tells me that when he worked here he never had any money..all his money went on rent etc.In Florida he says he lives like a King for doing the same job.


Yep it's pretty depressing living here..unless you're one of the 3%....with mental health problems soaring.

[Chelseaboy]

So what are they doing with their money?
They must be mortgaged to the hilt, running two decent cars and paying CC debt.

They paid £280k for their current home four  years ago.They sold their previous property to raise money toward it,but i have no idea how big their mortgage is.


Yes they do have a car each.She leases hers,so she gets a new car every three years and never has to  worry about MOT's.
He bought a new car this year for £10k,having done a LOT of mileage on the old one.I don't know how much finance he has on the new car...if any.


A lot of her money goes on her work pension contributions.She's a deputy Headmistress in a state secondary school.


They have a 15 year-old daughter and they shop in Aldi's and Lidl's to keep the food bill down.


As i said no vices..they don't smoke.drink,take drugs or gamble.


They do take a foreign holiday every year....Florida,Mexico etc.

[John Gaunt]

They paid £280k for their current home four  years ago.They sold their previous property to raise money toward it,but i have no idea how big their mortgage is.


Yes they do have a car each.She leases hers,so she gets a new car every three years and never has to  worry about MOT's.
He bought a new car this year for £10k,having done a LOT of mileage on the old one.I don't know how much finance he has on the new car...if any.


A lot of her money goes on her work pension contributions.She's a deputy Headmistress in a state secondary school.


They have a 15 year-old daughter and they shop in Aldi's and Lidl's to keep the food bill down.


As i said no vices..they don't smoke.drink,take drugs or gamble.


They do take a foreign holiday every year....Florida,Mexico etc.

Average salary for a deputy head is £55k+.
Thats not bad money plus a second wage so I can’t see why they would be short of cash unless they are servicing a high level of debt.
Smells of poor housekeeping to me.

[GQBlues]

Sometimes when reading a lot of the threads in these fora, there was always a part of me that feel the challenges on the side of FSUWs in the MOB to be more daunting.


How will they really know if WMs in 'general' is right for them before leaving their home and country?

[2tallbill]

How will they really know if WMs in 'general' is right for them before leaving their home and country?

They have to compare the WM with the local prospects for romance. 

For a 40 year old woman it could very easily be the bird in the hand
situation.

[2tallbill]

It beats borsch anyday

I've never tried beans and toast but I have tried mushy peas
and I would take borscht over mushy peas, jellied eels and
marmite any place any day.

[ML]

In the US Navy we had 'shit on a shingle.'

[John Gaunt]

In the US Navy we had 'shit on a shingle.'

Do elaborate.

[John Gaunt]

Sometimes when reading a lot of the threads in these fora, there was always a part of me that feel the challenges on the side of FSUWs in the MOB to be more daunting.


How will they really know if WMs in 'general' is right for them before leaving their home and country?

As you say, they only have to read some of the threads on here to get a flavour of what’s in store should they choose that path.

 

[John Gaunt]

I've never tried beans and toast but I have tried mushy peas
and I would take borscht over mushy peas, jellied eels and
marmite any place any day.

Beans on toast aren’t too bad actually and quite nutritious as well which is why it’s a good meal for those of less means.

[Brillynt]

Do elaborate.

Chipped beef (shit) in a white sauce on toast (shingle).

We also had green eggs on the ship, when the galley(kitchen) ran out of real eggs they started using a egg powder with turned a little green when they made scrambled eggs.  So most people switched to pancakes when the eggs turned green.

[Trenchcoat]

Beans on toast aren’t too bad actually and quite nutritious as well which is why it’s a good meal for those of less means.

Hence the nursery rhyme, 'beans, beans, good for your heart, very healthy make you fart'

[tfcrew]

Chipped beef (shit) in a white sauce on toast (shingle).

We also had green eggs on the ship, when the galley(kitchen) ran out of real eggs they started using a egg powder with turned a little green when they made scrambled eggs.  So most people switched to pancakes when the eggs turned green.

http://www.incredibleegg.org/recipes/egg-tips-tricks/why-eggs-turn-green/
Actually..powdered eggs ARE real eggs that have been powderized....yummy!

And it sounds much better when said--- A tasty blend of rich.. succulent gravies and luscious flavorful chipped meats deliciously and appetizingly poured over a shingle.

[ML]

I had no complaint about eating the S on Shingle.
And I never even called it that.

In the Navy, I worked in personnel administration.
We kept all the service records, recorded leave accumulated, leave taken, courses completed, exams passed, promotions achieved, etc.

As such, many folks thought we could have a good or bad effect on their career . . . which wasn't really true.

But anyway, often times the cooks would bring cakes, pies, etc., to our office after working hours.  I gained about 20 pounds in my 4 years in the Navy . . . which just made me normal weight as I was quite skinny when I joined.

[John Gaunt]

Just to bring the topic slightly back on track....

In my experience, FSUW don’t like beans on toast.
That could be a problem for Trenchcoat.

Actually, the whole idea of FSUW for Trench is problematic.

[Trenchcoat]

My brother and i were talking about this last week.


His wife is a relatively high-earner,and their joint income,before tax and NI deductions, is around £85k a year.


This puts their household income in the top 10% in the UK...but they've got no money and no vices.


Stats tell us that of every 100 people born in the UK that only 1 will be wealthy at 65,2 will be living a decent life with a foreign holiday every year and no worries in paying their bills,37 will be dead,and the remaining 60 will be relying on family and state benefits to keep their heads above water.


I doubt that living in the UK is much of an attraction for Ukrainian and Russian women nowadays,after hearing about the reality of life here from their Polish/Latvian/Romanian cousins.

Well we don't see them floating across the channel yet with rest of the uninvited guests so can't be that desperate yet I'm guessing lol.

It's a good point CB. I'm never really sure how Ukrainian or Russian women regard living in the UK or their concept of it. I'm never really sure they have any understanding of what life here is really like. I should really ask some on Fdate I think. I'm not sure whether they think the streets are paved with gold or have a more down to earth understanding. I'm not so sure if they understand that living space is at a premium for most and probably for many Britons only a little above most Ukrainians/Russians. Some may even have as bad living conditions, small squalid spaces, run down, etc.

I think the main problem in this country has been trying to pack too many people in, mainly a problem of immigration from Eastern EU states. Before they came in most Britons seemed to be in an improving situation. Problem of trying to push people into smaller & smaller spaces is that it doesn't tend to affect them well. A lot more bad social problems amount I think.

[John Gaunt]

Trench

You could change your life by doing a proper job earning better money and pay your fair share but since you’ve opted to be a tax dodger and earn minimum wage you’ve only yourself to blame for having to live in a hovel and not being able to afford a normal lifestyle so unless you choose to join society and be a productive citizen I suggest you quit with the blame game and STFU.