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Author Topic: Four Year Wonders Got Married: Ochka and ML  (Read 122962 times)

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Offline ML

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Do you have $150,000 extra sitting around ?
« Reply #775 on: December 29, 2019, 11:18:37 AM »
Do you have $150,000 just sitting as you wait for a long term investment opportunity?

I searched around and best deal I could find was at Capital One Bank.

You have to use a special code 'save1000' which takes a lot of work to find on the Internet.

Go to capitalone.com/save1000

Open savings account before December 31, 2019 and deposit $150,000.

You will receive a bonus of $1,000.00 if you leave the money intact for 90 days, and earn 1.70% annual interest rate.
Winston Churchill.  “The best argument against democracy is a five-minute conversation with the average voter.”

Online BillyB

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Re: Four Year Wonders Got Married: Ochka and ML
« Reply #776 on: December 29, 2019, 11:35:43 AM »
Receiving $1000 off $150,000 after 90 days happens at a 2.67% interest rate. Not spectacular but something is better than nothing if one currently has $150,000 stored under their mattress.
There are people that will pass info about you and your family. Do not share info about yourself or share photos as they can search for you on the internet and distribute what they found since they are allowed to participate here.

Offline ML

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Re: Four Year Wonders Got Married: Ochka and ML
« Reply #777 on: December 29, 2019, 04:48:32 PM »
Receiving $1000 off $150,000 after 90 days happens at a 2.67% interest rate. Not spectacular but something is better than nothing if one currently has $150,000 stored under their mattress.

Yes, the bonus is at an annualized interest rate of 2.67.
But also get the regular 1.70 interest rate.
So for these first 90 days, the combined earnings rate is 4.47%

Note:  I am not saying this is a great deal for a long term investment.

However, it is about the best thing around for idle cash awaiting further long term investment.

I have already completed this investment; but if anyone knows of something better, please let me know.

Again . . . short term investment with no loss of principal possibilities.

Don't even think of BitCoin and the like.
Winston Churchill.  “The best argument against democracy is a five-minute conversation with the average voter.”

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Re: Four Year Wonders Got Married: Ochka and ML
« Reply #778 on: December 29, 2019, 06:15:45 PM »
the current Fed Discount Rate is 2.25% so banks with good credit can do short term borrowing direct from the fed at this rate...
if a depositor puts 1 million into long term savings in a bank, this shows up as deposit reserve that the bank can borrow against from the Fed at the "Discount Window"!
basically the bank can loan the million dollar deposit out to college students at 7.5%
and THEN borrow a half million against the deposit at 2.25% and loan that out as well...
then they can package the loans into a tranche and sell it...
and pay themselves a mega bonus
and by the time it all crashes they sold everything and now own the third largest coffee plantation in Brazil!
I know this dewd, but I won't say his name... 

« Last Edit: December 29, 2019, 06:18:32 PM by krimster2 »

Offline ML

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Merry Orthodox Christmas Day
« Reply #779 on: January 07, 2020, 10:28:57 AM »
Wife and I celebrated by going to Dentist !!

She has been complaining about bad pain in upper back jaw for some days.
So yesterday, over her resistance, I called to make appointment for her.
Was able to schedule regular cleaning for myself at same time.

This morning she said pain had subsided and wanted to cancel.
But I refused.
X-rays found nothing but Dentist suspected something was wrong with a root canal she had done in Ukraine.
So he referred and scheduled her for visit to Endodontist next week.

I see a bill for about $3,000.00 on the near horizon.

Welcome to the wonderful world of FSUW teeth.

OK Billy B . . . you know what is coming for you.

Oh yes . . . and Merry Orthodox Christmas Day.
« Last Edit: January 07, 2020, 11:55:37 AM by ML »
Winston Churchill.  “The best argument against democracy is a five-minute conversation with the average voter.”

Offline ML

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4% back on credit card from PayPal
« Reply #780 on: January 07, 2020, 12:07:13 PM »
I have been getting emails from PayPal for last few weeks wanting me to get their CC.
It has 2% rebates on all purchases and 4% rebates for first 90 days.
So finally got it and now will be our primary card.

Our existing cards are from Chase and Capital One which have 1.5% rebates.

Friend of mine presented his CC which has $50,000 limit to buy new car after he had gotten them down in price to around Dealers Cost + $100.  Note: They still get rebates from manufacturers, so make more than $100.

They refused, as would have to pay Visa something like 3% on $45,000 ($1,350) or so.

This violates the dealer's agreement with Visa (they are not supposed to refuse use of Visa for anything) but actually nothing he could do about it.  They finally agreed to let him put $10,000 on the CC and he gave check for the balance.
Winston Churchill.  “The best argument against democracy is a five-minute conversation with the average voter.”

Online BillyB

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Re: 4% back on credit card from PayPal
« Reply #781 on: January 07, 2020, 12:17:23 PM »
I have been getting emails from PayPal for last few weeks wanting me to get their CC.
It has 2% rebates on all purchases and 4% rebates for first 90 days.
So finally got it and now will be our primary card.

Our existing cards are from Chase and Capital One which have 1.5% rebates.


I got the Paypal Credit card and they allow me to collect 2% cashback once a month and they put it into the Paypal account for me to use or transfer to the bank. I got the Capital One Quicksilver card and can collect the 1.5% cashback a day or two after every purchase.
There are people that will pass info about you and your family. Do not share info about yourself or share photos as they can search for you on the internet and distribute what they found since they are allowed to participate here.

Offline ML

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Dunking for Epiphany
« Reply #782 on: January 21, 2020, 10:06:09 AM »
Epiphany based on Gregorian calendar, was January 19, 2020

Wife's relative in Ireland, along with his wife, went to Irish Sea in early morning, got naked (no one else was around) and dunked themselves in the frigid water 3 times.

My wife asked if we might do that in a future year.

NOT
Winston Churchill.  “The best argument against democracy is a five-minute conversation with the average voter.”

Offline ML

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FSU teeth
« Reply #783 on: January 21, 2020, 10:18:39 AM »
Wife and I celebrated by going to Dentist !!

She has been complaining about bad pain in upper back jaw for some days.
So yesterday, over her resistance, I called to make appointment for her.
Was able to schedule regular cleaning for myself at same time.

This morning she said pain had subsided and wanted to cancel.
But I refused.
X-rays found nothing but Dentist suspected something was wrong with a root canal she had done in Ukraine.
So he referred and scheduled her for visit to Endodontist next week.

I see a bill for about $3,000.00 on the near horizon.

Welcome to the wonderful world of FSUW teeth.


Went to Endodontist.

Was a very personable guy and seemed to be very competent 40ish.

He showed the X-rays on large screen and indicated areas around two upper back teeth just in front of wisdom tooth (that had previous root canals in Ukraine) where infection was present.

Said two options:
1) redo root canals, refill, etc.  Around $2,000 for each.
2) pull teeth, put in posts and later glue artificial teeth to posts.  Around $3,500 each.

Pain has subsided now (don't know why, if infection still there), so wife told him she would wait to make decision.

After we left, wife told me she could get posts and teeth for $250 each in Ukraine, so she will do that starting with her usual trip to Ukraine this summer.
However, she said there is a 6 month wait between posts and attaching artificial teeth.

That latter situation will cause a big hassle given her PhD program, winter weather, etc. . . . but I didn't bring that issue up.

And, if pain comes back big time before summer . . . . !! ??
Winston Churchill.  “The best argument against democracy is a five-minute conversation with the average voter.”

Online BillyB

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Re: FSU teeth
« Reply #784 on: January 21, 2020, 10:59:24 AM »
After we left, wife told me she could get posts and teeth for $250 each in Ukraine, so she will do that starting with her usual trip to Ukraine this summer.
However, she said there is a 6 month wait between posts and attaching artificial teeth.


I know an old guy that went to Vietnam and had all his teeth pulled and had his whole mouth replaced with implants within a month and a half. He used Western trained doctors using Western methods and they cater to Westerners on medical tourism who want the job done right and much cheaper than they charge back home. I can't remember what he paid.
There are people that will pass info about you and your family. Do not share info about yourself or share photos as they can search for you on the internet and distribute what they found since they are allowed to participate here.

Offline ML

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Communism: Plato and Sir Thomas More
« Reply #785 on: February 01, 2020, 12:40:52 PM »
Wife and I have been watching "Great Minds of the Western Intellectual Tradition, 3rd Edition" from the Great Courses series.  84 lectures in total and we watch one every few days or so.

Interesting that some of the framework of communism was first laid out (Republic) by Plato 428 - 348 BC.

Then more flesh was provided by Sir Thomas More 1478 - 1535.

More provided his thoughts in a whimsical manner (Utopia) in an attempt to not anger the King.

More was nevertheless executed by Henry VIII, but not for this reason.

Interesting also that some of the framework of capitalism was laid out (Politics) by Plato's student Aristotle 384 - 322 BC.
Winston Churchill.  “The best argument against democracy is a five-minute conversation with the average voter.”

Offline ML

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WOW what a 4th Quarter for Superbowl 2020
« Reply #786 on: February 02, 2020, 08:47:37 PM »
Quite a comeback by Kansas City.

I had my doubts if they could come back from 10 points down with less than 10 minutes to go; but they did it.
Winston Churchill.  “The best argument against democracy is a five-minute conversation with the average voter.”

Offline ML

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Nancy Pelosi decides to help Donald get re-elected
« Reply #787 on: February 05, 2020, 09:23:57 AM »
Nancy Pelosi decides to help Donald get re-elected
Winston Churchill.  “The best argument against democracy is a five-minute conversation with the average voter.”

Online msmob

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Re: Nancy Pelosi decides to help Donald get re-elected
« Reply #788 on: February 05, 2020, 10:31:22 AM »
Nancy Pelosi decides to help Donald get re-elected


I think you missed the initial slur - that resulted in a return of petulance

We'll be back, EU ..and as a certain 'gentleman' couldn't accept my offer to 'bury the hatchet' .. Don't trust a clueless Californian 'business owner' who cannot even quote me, honestly ..

Offline ML

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Nancy Pelosi decides to help Donald get re-elected
« Reply #789 on: February 05, 2020, 11:11:16 AM »
No, you missed the initial slur.

House Speaker Nancy Pelosi broke congressional tradition by introducing President Donald Trump as only "the president of the United States."

Previous House speakers have introduced the sitting commander in chief by saying they had the "high privilege and distinct honor of presenting to you the president of the United States."

Pelosi gave President George W. Bush the full introduction in the 2007 State of the Union address.
Winston Churchill.  “The best argument against democracy is a five-minute conversation with the average voter.”

Online msmob

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Re: Four Year Wonders Got Married: Ochka and ML
« Reply #790 on: February 05, 2020, 11:20:47 AM »
Well, then I apologise...

My estimation of Ms Pelosi has increased)
We'll be back, EU ..and as a certain 'gentleman' couldn't accept my offer to 'bury the hatchet' .. Don't trust a clueless Californian 'business owner' who cannot even quote me, honestly ..

Online 2tallbill

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Re: Dunking for Epiphany
« Reply #791 on: February 05, 2020, 01:34:41 PM »
Epiphany based on Gregorian calendar, was January 19, 2020

Wife's relative in Ireland, along with his wife, went to Irish Sea in early morning, got naked (no one else was around) and dunked themselves in the frigid water 3 times.

My wife asked if we might do that in a future year.

NOT

Sure, in Cozumel but not in Ireland.
FSUW are not for entry level daters
FSUW don't do vague
FSUW like a man of action. Be a man of action 
If you find a promising girl, get your butt on a plane.
There are a hundred ways to be successful and a thousand ways to f#ck it up
Kiss the girl, don't ask her first.

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Re: Four Year Wonders Got Married: Ochka and ML
« Reply #792 on: February 06, 2020, 09:28:57 AM »
??
Hardy Orthodox Christians dunk in waters MUCH cooler than the Irish Sea ;)
We'll be back, EU ..and as a certain 'gentleman' couldn't accept my offer to 'bury the hatchet' .. Don't trust a clueless Californian 'business owner' who cannot even quote me, honestly ..

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Re: Four Year Wonders Got Married: Ochka and ML
« Reply #793 on: February 06, 2020, 10:15:52 AM »
Well, then I apologise...

My estimation of Ms Pelosi has increased)

Still butt hurt about BREXIT MOOBS? We still keep winning with Trump everyday.

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Re: Four Year Wonders Got Married: Ochka and ML
« Reply #794 on: February 06, 2020, 11:06:58 AM »
THIS thread is about ML related opinions..

Perhaps your 'contribution'  belongs in another place?
« Last Edit: February 06, 2020, 11:08:49 AM by msmob »
We'll be back, EU ..and as a certain 'gentleman' couldn't accept my offer to 'bury the hatchet' .. Don't trust a clueless Californian 'business owner' who cannot even quote me, honestly ..

Offline ML

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Eliminating fishy taste of fish
« Reply #795 on: February 16, 2020, 04:03:04 PM »
We were discussing this in another thread, but I forgot where.

I did google search and found the method most often recommended was to soak the cleaned fish in milk for 20 minutes. then rinse off and dry.

The casein in milk binds to the fishy smell particles in fish and then is rinsed away.

I tried this today with my portion of haddock and it did work.
Haddock was one of the least fishy tasting anyway, so don't know how this would work with another type.

Wife is not bothered at all by fishy taste of most any type of fish.
Winston Churchill.  “The best argument against democracy is a five-minute conversation with the average voter.”

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Re: Eliminating fishy taste of fish
« Reply #796 on: February 16, 2020, 04:34:28 PM »
We were discussing this in another thread, but I forgot where.

I did google search and found the method most often recommended was to soak the cleaned fish in milk for 20 minutes. then rinse off and dry.

The casein in milk binds to the fishy smell particles in fish and then is rinsed away.

I tried this today with my portion of haddock and it did work.
Haddock was one of the least fishy tasting anyway, so don't know how this would work with another type.

Wife is not bothered at all by fishy taste of most any type of fish.

Probably got locked. Growing up in the south we had a fish we called Mudfish. It tasted awful to me and I couldn't eat it as a fish but my grandmother would soak it in buttermilk and make patties out of it with onions and cornmeal and it was mildly palatable. It was a carp. We used buttermilk to soak a lot of wild game and it took the gamey taste out of most anything

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Re: Eliminating fishy taste of fish
« Reply #797 on: February 16, 2020, 05:11:24 PM »
We were discussing this in another thread, but I forgot where.

I did google search and found the method most often recommended was to soak the cleaned fish in milk for 20 minutes. then rinse off and dry.

The casein in milk binds to the fishy smell particles in fish and then is rinsed away.

I tried this today with my portion of haddock and it did work.
Haddock was one of the least fishy tasting anyway, so don't know how this would work with another type.

Wife is not bothered at all by fishy taste of most any type of fish.

Yeah, but how did the milk taste?
Kissing girls is a goodness.  It beats the hell out of card games.  - Robert Heinlein

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Re: Eliminating fishy taste of fish
« Reply #798 on: February 16, 2020, 05:26:57 PM »
We were discussing this in another thread, but I forgot where.


The History Buffs thread.


Fresh fish doesn't have a fishy smell, but that freshness lasts only hours.


Lemon will also get rid of that smell.


This post was composed without the aid of google.

Mon pays ce n'est pas un pays, c'est l'hiver.

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Re: Four Year Wonders Got Married: Ochka and ML
« Reply #799 on: February 16, 2020, 06:55:37 PM »
THIS thread is about ML related opinions..

I was joking with my Cozumel comment, not making an argument.
FSUW are not for entry level daters
FSUW don't do vague
FSUW like a man of action. Be a man of action 
If you find a promising girl, get your butt on a plane.
There are a hundred ways to be successful and a thousand ways to f#ck it up
Kiss the girl, don't ask her first.

 

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